$ loading...
$ loading...
Last updated: February 2026
By accessing or using FinquillOS ("the Service"), operated by Finquill, Inc. ("Finquill," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service. These Terms constitute a legally binding agreement between you and Finquill, Inc.
FinquillOS is an AI-native integrated research environment that provides tools for investment research, portfolio tracking, trade journaling, market analysis, and AI-powered insights. The Service uses artificial intelligence, including third-party AI models, to assist with research and analysis. Features and availability may change over time at our discretion.
To use certain features of the Service, you must create an account. When creating an account, you agree to:
You must be at least 18 years of age to create an account and use the Service.
IMPORTANT: FinquillOS does not provide financial, investment, legal, or tax advice. All information, AI-generated content, signals, research reports, and analysis provided through the Service are for informational and educational purposes only. No content on the Service should be construed as a recommendation to buy, sell, or hold any security or financial instrument. You should consult with qualified, licensed professionals before making any investment decisions.
Certain features of the Service require a paid subscription. By subscribing, you agree to the following:
Payment processing is handled by Stripe. Your payment information is managed directly by Stripe and is not stored on our servers. Stripe's terms and privacy policy apply to payment transactions.
You agree not to:
The Service, including its original content, features, functionality, design, and underlying technology, is owned by Finquill, Inc. and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
Your content: You retain ownership of all content you create or upload to the Service (journal entries, notes, watchlists, etc.). By using the Service, you grant us a limited, non-exclusive license to process your content as necessary to provide and improve the Service. AI-generated research reports and analyses produced by the Service are provided for your personal use and may not be commercially redistributed without permission.
The Service uses artificial intelligence to generate research, analysis, signals, and other content. AI-generated content may contain errors, inaccuracies, hallucinations, or outdated information. You acknowledge that AI outputs are not guaranteed to be accurate and should be independently verified before relying on them for any purpose, especially investment decisions. We do not guarantee the quality, accuracy, or completeness of any AI-generated content.
Trading and investing in securities, cryptocurrencies, and other financial instruments involves substantial risk of loss, including the potential loss of your entire investment. Past performance does not guarantee future results. AI-generated analysis may be inaccurate or incomplete. You acknowledge that you are solely responsible for your investment decisions and any gains or losses that may result. Finquill, Inc. is not responsible for any investment losses incurred through use of the Service.
The Service may integrate with or link to third-party services, including brokerage platforms, market data providers, AI model providers, and payment processors. These integrations are provided for convenience and are governed by the respective third party's terms and policies. We are not responsible for the availability, accuracy, or practices of any third-party service. Your use of third-party integrations is at your own risk.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FINQUILL, INC. AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
Our total aggregate liability for all claims arising from or related to the Service shall not exceed the amount you have paid us in the twelve (12) months preceding the claim.
You agree to indemnify, defend, and hold harmless Finquill, Inc. and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any rights of a third party; or (d) your investment decisions made using information from the Service.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY OR COMPLETENESS OF ANY DATA, CONTENT, OR AI-GENERATED OUTPUTS.
We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms. You may terminate your account at any time through your account settings or by contacting us.
Upon termination: (a) your right to use the Service ceases immediately; (b) we may delete your account data in accordance with our Privacy Policy; (c) any outstanding fees remain due and payable; (d) provisions that by their nature should survive termination shall survive, including intellectual property, limitation of liability, indemnification, and dispute resolution.
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.
Any disputes arising from or relating to these Terms or the Service shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA). The arbitration shall take place in Delaware. Each party shall bear its own costs, and the arbitrator's decision shall be final and binding. You agree to waive any right to participate in a class action lawsuit or class-wide arbitration.
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with the Privacy Policy, Security Policy, and Disclosures, constitute the entire agreement between you and Finquill, Inc. regarding your use of the Service and supersede all prior agreements, understandings, and communications, whether written or oral.
We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on this page, updating the "Last updated" date, and sending an email notification for significant changes. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms. If you do not agree to the modified Terms, you must stop using the Service.
For questions about these Terms, please contact us at:
Finquill, Inc.
Email: hello@finquill.ai